The cost of schooling is so expensive. If you are going to a traditional campus or doing distance learning there are all kinds of fees. You have books, school supplies, tuition, parking permits, equipment and more. How in the world can anyone even begin to afford to go to school anymore? There are several options for finding financing for school.
GRANTS: Check with the school about grants. Grants usually do not have to be paid back by the student. There are all kinds of grants available based on the type of classes, reasons for schooling and the personal information of the student. Your school might have a grant that will help fund part of your classes. You usually have to fill out a form and write a letter of why you need a grant.
SCHOLARSHIPS: You did all that work in high school. Now it is time to let it pay off for you. Many schools offer scholarship programs. The scholarship programs will help to pay for the tuition and sometimes even the books. Like the grants, you don’t normally have to pay back the scholarships.
EMPLOYERS: Many, many employers have education programs for their employees. This is a great benefit for both you and the company. Check with the human resource department. Some employers pay for a certain number of hours of coursework. Other companies pay for the entire continuing education program that you join. It is a great way to get your education for no money.
CHURCHES: There are churches that have funds set up for members to return to school as adults. The funds typically pay for a limited number of courses and books. You should talk to the church leader to find out if your organization has a fund for adult education.
SOCIAL SERVICES: The social service system is built on people improving themselves. They have access to many grants and scholarship programs. If you qualify, the program can help you get back on your feet with job skill education classes. You can go to school to learn computer programming or how to be an administrative assistance. Perhaps you want to be an auto mechanic? The social services department can offer you a huge range of services and opportunities.
SMALL LOANS: You might be able to get a small personal loan from the credit union or a financing company. You can apply through them to help pay for your tuition and fees. Typically you will need some kind of collateral for these loans. They want to know you have something valuable that they can have (like your car) if you don’t pay back the loan.
FINANCIAL AID DEPARTMENT: The financial aid department at your school is a great resource. They can let you know about grants, scholarships and help with getting a personal loan. If you don’t have good credit or much collateral the financial aid department is going to be of more help then trying to get a loan at a bank.
Paying for school can be tough. You don’t want to let it stop you from getting your adult education. Some valuable resources are grants, scholarships, financial aid, employers, churches and social services. Check into all of them. You might be surprised at how little you end up having to pay for your new education.