What High School Classes should be Mandatory

Financial Education

Watching Ford slowly become bankrupt tells me that the average middle class American worker is losing their job security. Jobs are being outsourced to India where the expenses are less. The gap between the rich and the poor is expanding at a rapid pace. The World War II mentality that going to school and studying to find a safe job with great benefits is slowly becoming “not good enough.” As an aspiring philanthropist I plan to voice my opinion in the future that a class that needs to be required in the near future should be a course on financial education.
Robert Kiyosaki and Donald Trump are both activists for teaching financial intelligence. At my high school I was required to take one year of an art class even though I knew I had no desire to be an artist nor was I any good. Yet that time spent was required for graduation. If I were to have taken a class on learning how to use the bond market or how to earn a higher rate of interest rather than letting my money sit with a 2.5% annual yield in the bank, I might not have to be applying for scholarships to help me with the law degree I plan to obtain.
According to Robert Kiyosaki’s book, “Rich Dad Poor Dad,” just giving money to the poor does not do the poor any good. Sure they might have money now, but if they do not know how to harness the power of money they will just become poor again. The old saying “give a man a fish and feed him for a day, but teach a man to fish and you will feed him for life” stand more true today than many Americans realize.
In my first two semesters in college I have learned so much more about the real world, and the academic world, than I ever did in high school. Economic classes teach students how to think outside the box, but even AP high school economic classes do not prepare students well enough to prepare for a growing or declining economy. Many students go to school to obtain a high paying job, but as they earn all the money in the world, they spend it all right back out again. Sure that helps economic growth, but if hard times come at Ford, and the already declining middle class moves into the lower class, what is the economy in for than?
Financial intelligent is as important to the curriculum as food is for a growing teenager.